Financial services, namely, electronic transfer of financial instruments for others; financial advisory services rendered using artificial intelligence (AI); clearing and reconciling financial transactions via a global computer network and wireless networks; credit card and debit card transaction processing services; providing payment and financial services, namely, electronic creation, processing, transmission and reconciliation of invoice payments; credit card transaction processing services; credit services, namely, providing revolving credit account services; bill payments services; providing electronic mobile payment services for others in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale; credit card transaction processing services and payment processing services in the field of credit card payments and electronic payments; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others.

Educational services, namely, providing financial educational programs via downloadable and recorded computer software using artificial intelligence (AI); educational services, namely, providing financial educational programs via a global computer network and wireless networks; Educational services, namely, providing financial educational programs via online non-downloadable software and applications using artificial intelligence (AI).

Providing user authentication services using artificial intelligence (AI)-based software for funds transfers; providing temporary use of online non-downloadable software and applications using artificial intelligence (AI) for processing electronic payments; providing temporary use of online non-downloadable software and applications using artificial intelligence (AI) for creating, managing, processing, tracking, and reconciling invoices; providing temporary use of online non-downloadable software and applications using artificial intelligence (AI) for issuing receipts regarding mobile payment transactions; providing temporary use of online non-downloadable authentication software for controlling access to and communications with computers and computer networks; application service provider featuring application programming interface (API) software.