providing financial credit risk and credit rankings, and ratings analysis services; Banking services; financial services, namely, providing financial analysis, consultation, planning and management, commercial lending services, consumer lending services, mortgage lending, and loan financing; electronic payment processing services and financial transaction processing in the nature of electronic credit card processing, electronic bill pay, automated clearing house (ACH) transaction processing services; financial information processing, namely, electronic processing of invoices; savings account services; automated teller machine services; investment services, namely, providing financial investment analysis, trading investments, consultation, planning, management, advisory, brokerage, banking, and research services relating to financial health; providing advice with respect to stocks, mutual funds, securities, bonds, commodities, real estate and other financial instruments of investment; providing financial investment consultation and information; money wire transfer services