Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment; College consulting services, namely, assisting students in applying for scholarships and financial aid; Consultancy services relating to insurance; Financial analysis and consultation; Financial retirement plan consulting services; Information, advisory, consultancy and financial research services relating to finance and investments; Mutual fund advisory services; Philanthropy consultation relating to charitable fundraising; Providing counseling and consulting in the field of healthcare insurance benefits; Real estate investment consultancy