Downloadable computer application software for computers, smart phones and tablets, namely, software for point-of-sale systems and processing point-of-sale transactions; Downloadable mobile application software for use with point-of-sale systems and processing point-of-sale transactions; Downloadable computer software for use in mercantile accounting, bookkeeping, receipts management, inventory control, point of sale systems and merchandising; Downloadable mercantile enterprise resource planning software system consisting of a combination of downloadable software for use in managing point of sale terminals, inventory, merchandising, accounting, customer management, customer appointments scheduling, customer check-in, gift card and reward points programs, marketing and payment systems and which also provides reporting; Downloadable computer software for use in contactless payment transactions with consumers; Downloadable computer software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; Downloadable computer software for contactless transactions with consumers via contactless card readers

Financial services, namely, payment processing services in the nature of credit and debit card transaction services; Credit and debit card services; Provision of financial information; Financing services