Software as a service (SaaS) featuring software to allow users to perform electronic banking and financial exchange transactions via a global computer network; Providing temporary use of online non-downloadable software to allow users to perform electronic banking and financial exchange transactions via a global computer network; design, development, and customization of software for others, all in the field of financial technology; Design and development of computer software for performing electronic financial exchange transactions via a global computer network; Cloud computing featuring software for use in processing financial transactions sold to customers as white label cloud services; Software services, namely, providing online nondownloadable cloud software to others for use in processing financial transactions; Online non-downloadable cloud computing software services featuring financial technology for performing electronic banking and financial exchange transactions via a global computer network; Cloud computing services, namely, designing and developing software for implementing and maintaining backup and disaster recovery plans for others in the field of financial technology; Technology consulting in the field of financial technology and financial technology innovation and mobile and online payment platforms.