Providing temporary use of non-downloadable software for real-time data analytics and machine learning, namely, end-to-end monitoring of data, predictive maintenance, fraud detection, connectivity with existing systems, centralized data management, monitoring, and analytics, data governance, and batch and stream processing of large data volumes; software as a service (SAAS) services featuring software for real-time data analytics and machine learning, namely, end-to-end monitoring of data, predictive maintenance, fraud detection, connectivity with existing systems, centralized data management, monitoring, and analytics, data governance, and batch and stream processing of large data volumes; Providing temporary use of non-downloadable software for low-code and no-code development of applications; software as a service (SAAS) services featuring software for low-code and no-code development of applications; platform as a services (PAAS) services featuring software for low-code and no-code development of applications; platform as a services (PAAS) services featuring software for real-time data analytics and machine learning, namely, end-to-end monitoring of data, predictive maintenance, fraud detection, connectivity with existing systems, centralized data management, monitoring, and analytics, data governance, and batch and stream processing of large data volumes