Financial transaction services, namely, providing secure commercial transactions and payment options; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; bill payment services; mobile and internet payment services, namely, processing electronic funds transfer via mobile computing; mobile and internet payment services, namely, payment processing services in the nature of credit card and debit card transaction processing services; financial services, namely, processing and administration of mobile payments and contactless transactions with retailers, merchants, and vendors via mobile devices; financial services, namely, providing, transmitting, processing, facilitating, verifying, and authenticating mobile payments, and contactless transactions with retailers, merchants, and vendors via mobile devices; financial services, namely, providing mobile payments, and contactless transactions with retailers, merchants, and vendors via mobile devices; financial services, namely, processing mobile payments, and contactless transactions with retailers, merchants, and vendors via mobile devices; financial services, namely, facilitating mobile payments, and contactless transactions with retailers, merchants, and vendors via mobile devices; financial services, namely, verifying mobile payments, and contactless transactions with retailers, merchants, and vendors via mobile devices; credit card transaction processing services; financial services, namely, investment fund transfer and transaction services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment processing services, namely, debit and credit card transaction processing services; issuing of debit and credit cards