Application service provider featuring application programming interface (API) software for providing on-demand employee pay solutions; providing temporary use of online non-downloadable software for enabling employees to access and transfer earned income on demand; platform as a service (PaaS) featuring computer software platforms for enabling employees to access and transfer earned income on demand; development of computer software solutions for on demand employee pay; consulting services in the field of computer software solutions for on demand employee pay; application service provider featuring application programming interface software for use in collecting, managing, monitoring, analyzing, reporting, and storing data on performance, activity, hours, and financial metrics for businesses