(Based on Use in Commerce) Downloadable software for personal finance, financial management, financial planning, providing financial information, budgeting, and credit and debt management; downloadable software for managing, editing, storing, sharing, transferring and viewing money, money pockets, funds, and bank accounts; downloadable software for earned wage and early pay access services; downloadable software for conducting financial transactions and transfer and payment of funds; downloadable software for use as a digital wallet; downloadable software for banking services, credit and loan services; downloadable software for accruing, managing, and redeeming merchant rewards and discounts, and promotion, management, and access to customer incentive, reward and discount programs; encoded bank cards and debit cards; virtual bank cards and debit cards, namely, downloadable software for enabling payment via virtual cards; (Based on Intent To Use) ; Downloadable software for advance payments for prepaid and pay as you go cards; encoded prepaid cards and credit cards; virtual prepaid cards and credit cards, namely, downloadable software for enabling payment via virtual cards; downloadable software for enabling access to investment services, brokerage and trading of investments, and providing information regarding investments

(Based on Use in Commerce) ; Providing incentive award programs for customers through issuance and processing of loyalty points or rewards, provision of discounts and rebates, and cash back; (Based on Intent To Use) Providing consumer information services and making referrals in the field of finance

(Based on Use in Commerce) ; Banking services; Financial management, planning, information and advisory services; Financial services, namely, providing personal finance, budgeting, and transfer and payment of funds services; financial services, namely, providing access to a digital wallet; financial services, namely, providing access to cash back rewards; financial services, namely, providing access to third party financial providers; financial services, namely, providing credit, debt, and loan services; financial services, namely, providing earned wage and early pay access services; (Based on Intent To Use) Prepaid services in the nature of making advance payments to add value to prepaid or pay-as-you-go cards for the purchase of phone minutes; Investment of funds; Financial services, namely, brokerage and trading of investments; Investment advisory and information services

(Based on Use in Commerce) ; Software as a service (SAAS) services featuring software for personal finance, financial management, financial planning, providing financial information, budgeting, and credit and debt management; Software as a service (SAAS) services featuring software for managing, editing, storing, sharing, transferring and viewing money, money pockets, funds, and bank accounts; Software as a service (SAAS) services featuring software for earned wage and early pay access services; Software as a service (SAAS) services featuring software for conducting financial transactions and transfer and payment of funds; Software as a service (SAAS) services featuring software for use as a digital wallet; Software as a service (SAAS) services featuring software for banking services, credit and loan services; Software as a service (SAAS) services featuring software for accruing, managing, and redeeming merchant rewards and discounts, and promotion, management, and access to customer incentive, reward and discount programs; (Based on Intent To Use) Software as a service (SAAS) services featuring software for advance payments for prepaid and pay as you go cards; Software as a service (SAAS) services featuring software for enabling access to investment services, brokerage and trading of investments, and providing information regarding investments