Credit scoring services; credit risk management services; financial analysis and consultation; financial information provided by electronic means; providing information in the fields of credit rating in the nature of modeling, scoring and analytics; financial risk management; financial portfolio management; providing information about credit scores and credit management; financial management; providing borrowers with credit risk analytics and scoring; consulting services

Software as a service (SAAS) services featuring software for compiling financial due diligence information involved in payment and loan transactions, performing financial asset verification, performing cash flow verification, performing lien and judgment verification, calculating financial credit risk information, creating financial reports, and performing financial due diligence on bank and financial transaction counterparties involved in banking, lending and financial payment processing; Software as a service (SAAS) services featuring software for financial due diligence information on bank counterparties involved in payment and loan transactions, financial asset verification, financial credit risk information, financial credit ratings, cash flow verification and which cannot be used for database management; certifying borrower or lenders with a financial profile or lending profile; Financial securities exchange services for loans; Arranging and provision of credit and loans; Providing temporary use of online non-downloadable software and applications that enable complex, large-scale optimizations involving dozens of networked action-effect models, and enables exploration and simulation of many optimized scenarios; Computer programming and software design and development; computer systems analysis and consultation; web-hosting services; data mining and data warehousing services, namely, using proprietary software to evaluate, analyze and collect data for use in modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, credit risk management, portfolio management, communications management and data management; providing temporary use of online non-downloadable software for use in accessing and searching databases in the fields of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, credit risk management, portfolio management, communications management and data management;