Downloadable computer software for use by businesses and organizations for reconciling purchase orders, costs, invoices, and receipts for purchases; Downloadable computer software for use by businesses and organizations for requesting, tracking, reviewing, and approving expenses and reimbursements; Downloadable computer software for use by businesses and organizations for enterprise resource planning and management of workflow relating to expenses, reimbursements, and budget; Downloadable computer software for use in facilitating electronic corporate credit card transactions; Downloadable computer software for use in managing corporate finances; Downloadable computer software for use in managing, tracking and reporting on travel and business expenses and creating budgets for the same; Downloadable computer software for use in spend management; Magnetically encoded charge cards

Banking and financial services; Issuing of credit cards; Payment processing services in the field of corporate credit card payments; Providing electronic processing of credit card transactions and electronic payments via a global computer network

Business training in the field of spend management; Training services in the field of automating business processes

Providing online non-downloadable software for facilitating electronic charge card transactions; Providing on-line non-downloadable software for use in procurement, invoicing, expense management and reimbursement, and data analytics therefor; Software as a service (SaaS) featuring software for automating business processes; Software as a Service (SaaS) services featuring software for managing corporate finances; Software as a service (SAAS) services featuring software for managing, tracking and reporting on spend management; Software as a Service (SaaS) services featuring software for tracking and managing corporate credit and debit card transactions, bill payments, vendor payments, expense reimbursements, expense reporting, payment scheduling, subscriptions, and fraud detection in the field of corporate finance; Software as a service (SAAS) services featuring software for use in managing, tracking and reporting on travel and business expenses and creating budgets for the same; Software as a Service (SAAS) services featuring software for use by businesses and organizations for reconciling purchase orders, costs, invoices, and receipts for purchases; Software as a Service (SAAS) services featuring software for use by businesses and organizations for requesting, tracking, reviewing, and approving expenses and reimbursements; Technical consulting services in the field of automating business processes being computer software and information technology consulting