Payment optimization plans for clients using our custom gateway software that helps facilitate their payment processing. We need to use this slogan/wordmark on website pages, the top of the page will say "Payment Optimization Plan" under our logo. The software helps clients make the most out of their payment processing by issuing them new merchant accounts so they can route transactions across them, as well as facilitates the routing of these transactions. We also report on their decline and approval ratios when processing payments to help them increase revenue. Additionally we report on their current credit card processing rates and determine whether or not we can improve their rate.