Providing on-line non-downloadable software for featuring financial security modules to provide and track customer base employee training, to send reminders when training is due, and to send reminders when retraining is due as a result of corrective action for security events; Providing on-line non-downloadable software for evaluating procedures, protocols and business practices of financial services companies' customer base and correcting any vulnerable customer base financial practices through corrective action, schedules, and budgets; Providing on-line non-downloadable software for featuring financial security modules to test operational systems, detect vulnerabilities, and propose corrective actions for weaknesses and also featuring related financial security procedures and training modules; Providing on-line non-downloadable software for monitoring and sending web-notifications related to progress, events, expirations, and due dates associated with financial portfolios of a customer base; Software as a service (SAAS) services featuring software for securing sensitive information and executing appropriate security protocols to establish financial security made available to financial services companies to provide to their end-user or to the financial services company's customer base