Software as a service (saas) services, namely, providing online non-downloadable software using generative artificial intelligence and machine learning in the field of financial services; software as a service (saas) services, namely, providing online non-downloadable software using generative artificial intelligence and machine learning for research and analysis of data, payment transactions and experiences, market trends, credit card comparisons, and consumer insights; software as a service (saas) services, namely, providing online non-downloadable software for machine-learning-based language and speech processing software for use in the fields of financial services, data analysis and market trend reporting, and consumer insights, market trends, credit card comparison, and consumer insights; software as a service (saas) services, namely, providing online non-downloadable software for sharing datasets for the purpose of machine learning and predictive analytics; downloadable software for developing, running and analyzing algorithms that are able to learn to analyze, classify, and take actions in response to exposure to data; software as a service (saas) services, namely, providing online non-downloadable software with virtual assistant capabilities; software as a service (saas) services, namely, providing online non-downloadable software for data analysis, data processing, deep learning, generative artificial intelligence, generating text and graphics, and simulating conversations; software development services; software consulting services; research and development services in the field of generative artificial intelligence; research, design and development of software