Banking and financing services; providing information, news, and commentary in the field of banking and personal finance; Providing facilitating interaction and communication between humans and artificial intelligence (AI) chatbots in the fields of real estate mortgage banking and lending services; refinancing of home mortgages; loan origination, financing and servicing; loan origination, financing and servicing via a global communications network

Platform as a service (PaaS) featuring computer software platforms for personal assistant software in the field of real estate mortgage banking and lending services; refinancing of home mortgages; loan origination, financing and servicing;; software as a service (SaaS) featuring computer software used for controlling stand-alone voice controlled information and personal assistant devices in the field of real estate mortgage banking and lending services; refinancing of home mortgages; loan origination, financing and servicing; software as a service (SaaS) featuring computer software for real estate mortgage banking and lending services; refinancing of home mortgages; loan origination, financing and servicing;; Providing online non-downloadable software for use in processing and generating natural language queries; Providing online non-downloadable software using artificial intelligence (AI) for the production of speech and text; Providing online non-downloadable software for multi-modal machine-learning based language, text, and speech processing software; Providing temporary use of online non-downloadable software for facilitating interaction and communication between humans and artificial intelligence (AI) chatbots in the fields of real estate mortgage banking and lending services; refinancing of home mortgages; loan origination, financing and servicing;; Providing temporary use of online non-downloadable software for facilitating multi-modal natural language, speech, text, image, video, and sound input; Providing temporary use of online non-downloadable chatbot software for simulating conversations, analyzing images, summarizing text, creating content, and answering queries; Providing online non-downloadable software for multi-modal machine-learning based language, text, and speech processing software and facilitating interaction and communication between humans and artificial intelligence (AI) chatbots use in the fields of artificial intelligence, machine learning, natural language generation, statistical learning, mathematical learning, supervised learning, and unsupervised learning