Application service provider featuring application programming interface (API) software; Application service provider featuring application programming interface (API) software for integrating, compiling, aggregating, converting and syncing loan and financial data; Application service provider featuring application programming interface (API) software for integrating loan and financial information and functionality into other software and platforms; Electronic authentication and verification services using technology to authenticate user identity; Application service provider featuring application programming interface (API) software for enrollment in loan and financial programs and services; application service provider featuring application programming interface (API) software for assessing and testing qualifications and eligibility for loan programs and services; Application service provider featuring application programming interface (API) software for management of loan and financial repayment programs and services and electronic payments; computer compatibility services, namely, data mapping; Providing temporary use of on-line non-downloadable software development tools; Providing temporary use of non-downloadable computer software for confirming and verifying personal and business identity information; Providing temporary use of non-downloadable computer software for assessing loan and financial data; Providing temporary use of on-line non-downloadable cloud computing software for identifying, classifying, evaluating, and reviewing potential loan and financial programs and services; Providing temporary use of on-line non-downloadable cloud computing software for providing information on loan and financial programs and services.