Financial advisory services to the public sectors, namely, financing services, bond underwritings, bond placements, debt management services; Financial analysis and planning services to the public sectors, namely, fiscal and tax impact analysis for revenue based communities, rate and fee studies, revenue diversification, capital improvement plans, long-term financial planning, feasibility analysis for revenue-based community, economic development planning and project feasibility services; Financial analysis and planning services, namely, bond financing, loan placements, equity participation, and refunding studies; Securities Brokerage; Financial portfolio management; Management of securities portfolios; trust services, namely, investment and trust company services, and trust management account services; financial planning for retirement; providing information in the field of employee financial benefit plans and administration of employee financial benefit plans for clients; individual retirement account services; providing interactive banking, financial and investment consultation and information; providing information in the field of financial management, financial investment in the field of securities, mutual funds, certificates of deposit, and financial portfolio management.