Downloadable computer software for accessing, reading, and tracking information in the field of financial transactions; downloadable computer software for authentication of financial transactions; downloadable software development tools for building financial service applications; downloadable software development tools for linking, analyzing, evaluating, and securely accessing financial information, usage metrics, and billing infrastructure; downloadable software for recognizing, evaluating, formatting, and displaying financial transaction data and metrics; downloadable software for fraud detection and identity protection, including identify verification, authorization, single sign-on, and know your customer services; downloadable software development tools for evaluating creditworthiness

Software design, development, and engineering services; Computer software development in the field of digital products, mobile applications, user authentication, and secure transactions; Research and development of software solutions and technology in the field of secure financial transactions; Providing online, remotely accessible non-downloadable software development tools for building financial service applications; Providing online, remotely accessible non-downloadable application programming interface software for financial service applications; Providing online, remotely accessible non-downloadable software development tools for linking, analyzing, evaluating, and securely accessing financial information, usage metrics, and billing infrastructure; Providing online, remotely accessible non-downloadable software for recognizing, evaluating, formatting, and displaying financial transaction data and metrics; Providing online, remotely accessible non-downloadable software for fraud detection and identity protection, including identity verification, authorization, single sign-on, and know your customer services; Providing online, remotely accessible non-downloadable software development tools for evaluating creditworthiness; Providing temporary use of on-line non-downloadable computer software for use as a digital wallet; Authentication of data in the field of financial transactions; User authentication services using single sign-on technology for online software applications; User authentication services using technology for e-commerce transactions; Application service provider featuring application programming interface (API) software for secure financial transactions