Art appraisal; Bill payment services provided via an electronic wallet; Charitable fund raising; Currency transfer services; Electronic financial trading services; Electronic funds transfer; Factoring agency services; Financial clearing; Financial guarantees; Financial sponsorship of electronic sports; Financing of loans; Instalment loans; Merchant services, namely, payment transaction processing services; Mobile banking services; Mortgage lending; On-line real-time currency trading; Online banking; Providing insurance information; Providing rebates at participating establishments of others through use of a membership card; Trusteeship representatives