Solutions as a Service (SOLaaS), namely expert consultation and technology services to deliver to clients tailored end to end solutions that integrate pre-built components, low code platforms and advanced technologies to rapidly develop customized and customizable online and digital platforms to manage consumer digital experience, develop digital products and interfaces, integrate and provide solutions for payment processing and process management, create, manage and design interactive consumer interfaces, provide consumer relationship management (CRM), monitor systems operation, and gather and report operational and consumer data and analytics for process optimization; Software as a Service (SAAS) featuring customized and customizable consumer digital experience software and solutions for payment processing, systems integration, creating, managing and designing an interactive consumer interface, consumer relationship management (CRM), reputation monitoring, computer system monitoring, and data gathering, reporting, optimization and analytics; Online non-downloadable computer software platforms for creating a customizable consumer digital experience, payment processing, systems integration, creating, managing and designing an interactive consumer interface, consumer relationship management (CRM), reputation monitoring, computer system monitoring and data gathering, reporting, optimization and analytics