Downloadable computer application software for mobile phones, namely, software for accessing and using an incentive reward program; Downloadable computer application software for mobile phones, namely, software for obtaining discounts and special offers on products and services; Downloadable computer application software for mobile phones, namely, software for making rent and mortgage payments and using rental property services and services for obtaining mortgages; Downloadable computer application software for mobile phones, namely, software for processing electronic payments made through credit cards, debit cards, bank cards, prepaid cards, checks, automated clearing house (ach), electronic funds transfer (eft) and smart phone and mobile device payment accounts

Promoting the goods and services of others by means of the issuance of loyalty rewards cards; customer loyalty services and customer club services for commercial and promotional purposes; arranging, conducting, and administering an incentive reward program for enabling participants to obtain discounts and special offers on products and services; providing incentive award programs for members through which they can earn, accrue, and redeem loyalty points, rewards, coupons, and other discounts for the purpose of promoting and rewarding loyalty; administration of a customer loyalty program which provides for issuance of reward points for making rent and mortgage payments and using rental property services and services for obtaining mortgages; arranging and conducting incentive reward programs to promote credit card use

Providing rebates as part of a customer loyalty program; loyalty program payment processing services; Banking and credit electronic transaction services, namely, electronic credit card transactions; electronic funds transfer services; electronic processing of electronic funds transfer; payment processing services; charge card and credit card transaction processing services; processing electronic payments made through credit cards, debit cards, bank cards, prepaid cards, checks, automated clearing house (ach), electronic funds transfer (eft) and smart phone and mobile device payment accounts; credit card, debit card, bank card, prepaid card, check, checking account, savings account, automated clearing house (ach) and smart phone and mobile device payment accounts verification services; credit card, debit card, bank card, prepaid card, check, checking account, savings account, automated clearing house (ach) and smart phone and mobile device payment accounts authorization services; financial transaction services, namely, providing secure commercial transactions and payment options

Providing temporary use of non-downloadable software for accessing and using an incentive reward program; Providing temporary use of non-downloadable software for obtaining discounts and special offers on products and services; Providing temporary use of non-downloadable software for making rent and mortgage payments and using rental property services and services for obtaining mortgages; Providing temporary use of non-downloadable software for processing electronic payments made through credit cards, debit cards, bank cards, prepaid cards, checks, automated clearing house (ach), electronic funds transfer (eft) and smart phone and mobile device payment accounts