providing temporary use of non-downloadable software for authentication verification, identity verification, security and fraud detection; providing temporary use of non-downloadable software for realtime e-commerce transactional fraud detection, fraud detection management, fraud detection analytics and reporting, and fraud intelligence for the purpose of detecting and preventing fraud; computer security services in the nature of providing temporary use of non-downloadable software for authentication of personal identification information; computer security services in the nature of administering digital certificates; identity verification in the nature of electronic monitoring of personal identifying information to detect identity theft via the internet; providing user authentication services using biometric hardware and software technology for authentication verification, identity verification, security and fraud detection; providing temporary use of non-downloadable software for authentication of personal information; customer identification program (CIP) services, namely, customer authentication services in the nature of providing user authentication services using biometric hardware and software technology for e-commerce transactions for fraud detection purposes; providing user authentication services using biometric hardware and software technology for e-commerce transactions; patient verification and patient ID to address the healthcare industry; on-premise identity and patient verification to address using our platform in branch or in hospital/healthcare facilities; identity document (both digital and non-digital formats) capture, extraction, fraud analysis reviews, and comparison to biometric information to address the entire ID document processes