Analyzing information and data relating to insurance claims and losses by vehicle make and model; conducting research on and providing recommendations and information relating to road safety and measures to reduce fatalities, injuries, and property damage resulting from vehicle crashes; providing an online database with information comparing insurance losses by vehicle make and model with average insurance losses of passenger vehicles of a given type; providing an online searchable database which enables member companies to search and access vehicle information by vehicle identification number, namely, information relating to a vehicle's size, weight, and features, namely, anti-theft systems, driver assistance systems and safety systems