Software as a service (SAAS) services featuring software for financial services mainly on the non-banking financial sector, focusing on risk assessment and business intelligence functions.; Software as a service (SAAS) services featuring software using artificial intelligence for financial services mainly on the non-banking financial sector, focusing on risk assessment and business intelligence functions.; Software as a service (SAAS) services in the nature of hosting cloud-based software of others; Software as a service (SAAS) services, namely, hosting software for use by others for financial services mainly on the non-banking financial sector, focusing on risk assessment and business intelligence functions.; Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Consulting services in the field of software as a service (SAAS); Platform as a service (PAAS) featuring computer software platforms for financial services mainly on the non-banking financial sector, focusing on risk assessment and business intelligence functions.; Providing online non-downloadable software development tools for creating blockchain-based applications provided by a blockchain as a service (BAAS) provider