Hardware for making, processing and authenticating payment transactions and refunds; Computer hardware for processing electronic payments and refunds and transferring funds to and from others; Electronic devices, namely, chip, electronic and magnetic coded card readers and related computer hardware for payment transactions, fund transfers and refunds.

Software development and software development services in the field of payment processing, credit and debit card authorization services, credit and debit card payment processing services, credit and debit card transaction processing services, and customer loyalty programs; Cloud-based software solutions in the nature of software as a service (SAAS) services, namely, providing security and anonymity for electronically transmitted credit card transactions in the nature of hosting cloud-based software for use by others which provides secured, anonymous payment processing, credit card authorization services, credit card payment processing services, and credit card transaction processing services; Cloud-based software solutions in the nature of software as a service (SAAS) services, namely, hosting cloud-based software for use by others for payment processing, credit and debit card authorization services, credit and debit card payment processing services, credit and debit card transaction processing services, and customer loyalty programs.