Downloadable computer software for processing payments; downloadable computer software for enabling the electronic transfer of money between users; downloadable computer software for use in payment and credit and debit card transactions with retailers, merchants, and vendors; downloadable computer software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; computer software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information, namely, reimbursement of funds and issuing of receipts; computer software for use in the provision of banking, monetary and financial services, namely, online access via mobile phones, handheld computers, computers, modems, global computer networks and the internet; computer software used to process mobile payments; computer software for use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments, handheld computers, computers, modems, global computer networks and the internet; computer software and mobile application software in the form of electronic payment systems for use on global computer networks and the internet.

Administration, checking and processing of electronic payment transactions for others; electronic transfer of funds, including via handheld computers and mobile phones; electronic payment services via global computer networks, the internet and intranets; payment card services; electronic payment services, namely, providing, processing, verifying, and authenticating payments, credit and debit card transactions, and bill payment transactions with retailers, merchants, and vendors via global computer networks, the internet and intranets; providing financial information by electronic means, namely, providing credit and debit card processing services via global computer networks, the internet and intranets.

Providing temporary use of online non-downloadable software for processing payments; providing temporary use of online non-downloadable software for enabling the electronic transfer of money between users; providing temporary use of online non-downloadable software for use in payment and credit and debit card transactions with retailers, merchants, and vendors; providing temporary use of online non-downloadable software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; providing temporary use of online non-downloadable software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information, namely, reimbursement of funds, issuing of receipts.