Computer services, namely, creating an on-line virtual environment for off-track betting, trading stocks; Computer services, namely, providing customized web pages featuring user-defined information; Creating, designing and maintaining web sites; Providing a members-only website featuring technology which provides members with the ability to sell subscriptions to a variety of product or service; Software as a service (SAAS) services featuring software for use in database management, for service desk management, for accounting; Software as a service (SAAS) services featuring software for use in database management, for use as a spreadsheet, for word processing