Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Financial advisory services; Financial consultancy services; Financial credit rating services; Financial credit scoring services; Financial customs brokerage services; Financial investment brokerage services; Financial portfolio analysis services; Financial restructuring services; Financial risk assessment services; Financial securities exchange services; Insurance services, namely, viatical settlement services, life settlement services for insurance policyholders, and senior settlement services for insurance policyholders; Insurance actuarial services; Insurance brokerage services; Insurance carrier services; Insurance underwriting services for all types of insurance; Accident insurance underwriting services; Consultancy services relating to insurance; Electronic financial trading services; Home equity insurance administration services; Home equity insurance underwriting services; On-line financial planning services; Real estate insurance underwriting services; Strategic financial advisory services