Cloud computing featuring software for use Cyber and Risk Assessment; Cybersecurity services in the nature of restricting unauthorized access to computer systems; Business technology software consultation services; Computer security services, namely, enforcing, restricting and controlling access privileges of users of computing resources for cloud, mobile or network resources based on assigned credentials; Consulting services in the field of cloud computing; Design and development of operating software for accessing and using a cloud computing network; Developing customized software for others; Providing subscription-based temporary use of non-downloadable cloud-based software for Cyber and Risk Assessment; Providing temporary use of non-downloadable cloud-based software for connecting, operating, and managing networked Cyber and Risk Assessment in the internet of things (IoT); Providing temporary use of on-line non-downloadable cloud computing software for Cyber and Risk Assessment; Providing temporary use of on-line non-downloadable cloud computing software using artificial intelligence for Cyber and Risk Assessment; Smartphone software design; Software as a service (SAAS) services in the nature of hosting cloud-based software of others