Providing online non-downloadable computer software platforms for use in the retail and e-commerce industry for facilitating retail store services; Providing online non-downloadable computer software platforms for users to create hosted e-commerce stores to sell goods and services online, to manage the content of their e-commerce website, and to manage the inventory of their online stores; Providing temporary use of on-line non-downloadable software for processing electronic payments, namely, an application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Providing temporary use of on-line non-downloadable software for users to perform electronic business transactions via a global computer network; Providing temporary use of on-line non-downloadable software for use in e-commerce and the retail industry to allow users to perform business management via a global computer network, namely, database management, sales and customer tracking and inventory management; Software as a service (SAAS) services featuring software for use in e-commerce and the retail industry to allow users to perform electronic business transactions via a global computer network; Software as a service (SAAS) services featuring software for use in database management, sales and customer tracking and management, and inventory management for the retail industry; Software as a service (SAAS) services featuring software for point of sale transactions