Software as a service (SaaS) services featuring software that permits several users to simultaneously access, input, retrieve and update personal information and financial information to and from databases of personal, financial and accounting data provided through an interactive website; software as a service (SaaS) services featuring software to create and track income and expenses, to manage business finances, to manage and update books of account provided through an interactive website; software as a service (SaaS) services featuring software to create, send and track invoices, to create, send and track purchase orders, to create, update and track budgets, to manage accounts payable and accounts receivable, to prepare financial statements such as balance sheets, income statements, statements of cash flows and statements of changes in financial position, to create and updating inventory reports, to calculate employee wages, salaries and entitlements, to manage payroll functions, to create customized financial reports, to create spreadsheets, graphs and charts displaying financial information, reports, and trends, to maintain and update contact information of employees, professional advisors and clients, to manage credit scores and applications, to create and manage expense reports and reimbursements, to compare coupons, discounts and other saving opportunities, to obtain tax preparation and filling services, to file and store electronic documents, to manage client relationships, to send and receive payments, to manage source documents for financial transactions, and to integrate with third party commerce and financial applications provided through an interactive website.