Coaching in the field of personal budgeting, and financial freedom; Coaching in the field of financial literacy and debt reduction; Educational services, namely, conducting courses, classes, and workshops in the field of personal finance, debt reduction, and budgeting and distribution of educational materials in connection therewith; Education services, namely, mentoring in the field of financial literacy and debt reduction; On-line journals, namely, blogs featuring information about financial literacy, debt reduction, financial freedom, how to save money, and how to pay off debt; Providing on-line training courses, classes, and workshops in the field of money and finances