Downloadable mobile application software for processing electronic payments and for transferring funds to and from others; downloadable mobile application software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; downloadable mobile application software for issuing receipts regarding mobile payment transactions; downloadable mobile application software for authentication, namely, controlling access to and communications with computers and computer networks; magnetically encoded debit cards and credit cards

Financial services, namely, electronic funds transfer; clearing and reconciling financial transactions via a global computer network and wireless networks; providing a wide variety of payment and financial services, namely, credit card payment processing services, issuing credit cards and providing personal and business lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; credit card and debit card transaction processing services; providing payment and financial services, namely, electronic creation, processing, transmission and reconciliation of invoice payments; credit card transaction processing services; credit services, namely, providing revolving credit account services; bill payments services; providing electronic mobile payment services for others in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale; credit card transaction processing services and payment processing services in the field of credit card payments and electronic payments; electronic foreign exchange p

Providing temporary use of online non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; providing temporary use of online non-downloadable software for issuing receipts regarding mobile payment transactions; providing temporary use of online non-downloadable authentication software for controlling access to and communications with computers and computer networks; Providing software as a services services (SaaS) for processing electronic payments; Providing software as a services services (SaaS) for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; Providing software as a services services (SaaS) for issuing receipts regarding mobile payment transactions