Computer software, namely, downloadable computer programs and recorded computer software for processing electronic payments, electronic funds, and credit card transactions; computer software, namely, downloadable computer programs and recorded computer software for facilitating financial transactions in the nature of collecting, storing and transmitting data and information for use in financing of purchases; computer software, namely, downloadable computer programs and recorded computer software for facilitating transfer of funds; a system comprising computer hardware and downloadable software for allowing goods and services to be purchased electronically via the internet or via other electronic devices, such as tablets, mobile phones, electronic terminals and automatic teller machines, all for making credit card and electronic payments for the purpose of purchasing goods and services; magnetically encoded cards, namely, credit cards, debit cards, gift cards, blank chip cards and blank smart cards; encoded cards for use in relation to the electronic transfer of funds, namely, magnetically encoded debit cards, gift cards, and credit cards