Bill payment services; accounts receivable billing services; accounts receivable collection services; administration, billing and reconciliation of accounts on behalf of others; outsourcing services in the nature of arranging service contracts for others in the field of billing; providing online non-downloadable software for billing; providing online non-downloadable software for medical billing; outsourcing services in the nature of arranging service contracts for others in the field of medical billing; data management services for use in debt collection, namely, electronic data collection and on-line claims management; consulting services in the field of revenue cycle procedures and management; document retrieval; software as a service (SAAS) services featuring software for full revenue cycle management and accounts receivable billing services; payment processing services in the field of medical insurance payments; electronic processing of insurance claims and payment data; reimbursement payment processing in the field of medical insurance claims; electronic payment services involving electronic processing and subsequent transmission of bill payment data