Downloadable cloud-computing software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Downloadable computer application software for mobile phones, namely, software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Downloadable computer application software for mobile phones, namely, software for mobile phones, portable media players, and handheld computers, namely, software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Downloadable computer application software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers in virtual environments; Downloadable computer programs using artificial intelligence for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Downloadable computer software using artificial intelligence for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Downloadable computer software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Downloadable software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Downloadable software in the nature of a mobile application for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Recorded computer application software for mobile phones, namely, software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Recorded computer programs using artificial intelligence for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Recorded computer software using artificial intelligence for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Recorded computer software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Recorded software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers

Application service provider (ASP) featuring software for use for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Application service provider (ASP) featuring software using artificial intelligence for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Artificial intelligence as a service (AIAAS) services featuring software using artificial intelligence for taking assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Cloud computing featuring software for use for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Platform as a service (PAAS) featuring computer software platforms for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing a web site featuring temporary use of non-downloadable software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing a website featuring non-downloadable software using artificial intelligence for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing a website featuring non-downloadable software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing a website featuring on-line non-downloadable software that enables users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing a website featuring technology that enables users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing on-line non-downloadable software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing on-line non-downloadable software using artificial intelligence for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing temporary use of a web-based software application for taking assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing temporary use of on-line non-downloadable cloud computing software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing temporary use of on-line non-downloadable cloud computing software using artificial intelligence for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing temporary use of on-line non-downloadable software and applications for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing temporary use of on-line non-downloadable software and applications using artificial intelligence for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing temporary use of on-line non-downloadable software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Providing temporary use of online, non-downloadable enterprise software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Software as a service (SAAS) services featuring software for individual users to take assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers; Software as a service (SAAS) services featuring software using artificial intelligence for taking assessment tests and provide other inputs that allow users to understand their personality as is relevant to their career and other life choices, evaluate the hard skill requirements for any given job relative to their own hard skills, and understand their propensity to demonstrate soft skills and attributes, and to generate customized cover letters, resumes and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life events, and for generating a digital report for users that contains results of assessment tests and other inputs, summaries of the user's hard skills, customized cover letters, resumes, and personal biographies as well as reports that feature information on personality qualities, preferred work style and environment, information to improve, career advice, and personal blind spots, all of which can be used to manage the user's occupation, career and other life choices and which allows the user to easily share such information with prospective employers, clients, customers, and service providers