Insurance agencies; Insurance agency and brokerage; Insurance brokerage; Insurance brokerage services; Insurance consultancy services, namely, providing advice in the field of property and casualty insurance; Insurance consulting in the field of personal lines, home, auto, umbrella, business insurance, property, general liability, umbrella, workers compensation, inland marine, group health, life, disability, dental, vision. insurance; Insurance risk management; Insurance services in the nature of loss control management for others; Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment; Consultancy services relating to insurance; Consulting services in the field of employee benefit plans concerning insurance and finance; Consulting services in the field of state and federal employee benefit plans concerning insurance and finance; Life insurance brokerage; Processing, administering and managing employee benefit plans concerning insurance and finance; Providing insurance premium rate quotes via on-line, telephone and mail means; Providing counseling and consulting in the field of healthcare insurance benefits; Providing detailed information regarding available insurance products for commercial property and casualty, professional and personal lines; Providing information about healthcare insurance plans; Providing information regarding workers' compensation insurance policy rates; Providing vehicle insurance rate quotes