Data processing services; Business data analysis services in the field of healthcare financial management for individual consumers, businesses and providers, optimizing health reimbursement administration, health plan analytics and compliance, user guidance the provision and consumption of healthcare by individuals, consumers and business, and data and advisory services in healthcare-related software development; Data processing services in the field of cloud-based software services for healthcare financial analytics health expenditure, optimization of healthcare spending decisions, personalized healthcare financial recommendations, insurance plan design, and actuarial analysis

Providing temporary use of non-downloadable cloud-based software for healthcare financial analytics, Providing temporary use of on-line non-downloadable cloud computing software using artificial intelligence for predictive insights into health expenditure for healthcare consumers, healthcare providers, and healthcare insurance companies, Platform as a service (PAAS) featuring computer software platforms for optimizing healthcare spending decisions for healthcare consumers, healthcare providers and healthcare insurance companies, Providing temporary use of on-line non-downloadable software and applications using artificial intelligence for optimizing healthcare spending decisions healthcare consumers, healthcare providers and healthcare insurance companies, Application service provider (ASP) featuring software using artificial intelligence for, Providing a website featuring non-downloadable software using artificial intelligence for; Software as a service (SAAS) services featuring software using artificial intelligence for; Providing on-line non-downloadable software using artificial intelligence for providing user guidance in allocating health care spending decisions; Software as a service (SAAS) services featuring software using artificial intelligence for providing user guidance in allocating health care spending decisions; Providing temporary use of online non-downloadable middleware for providing an interface between healthcare consumers, healthcare providers and healthcare insurance companies for personalized healthcare financial recommendations, insurance plan design, and actuarial analysis