Providing temporary use of online non-downloadable software platform for building payroll products; Platform as a service (PAAS) featuring computer software platforms for building payroll products featuring related services in the nature of automated direct deposit, tax forms, tax calculation, filing and remittance; Providing temporary use of online non-downloadable application programming interface (API) software for building payroll products; Providing temporary use of online non-downloadable application programming interface (API) software for building payroll products featuring related services in the nature of automated direct deposit, tax forms, tax calculation, filing and remittance; Platform as a service (PAAS) featuring computer software platforms for building payroll products featuring related services in the nature of automated direct deposit, tax forms, tax calculation, filing and remittance in the fields of worker's compensation, benefits, health insurance, earned wage access, PEO, pay cards, wage and hour software, time-tracking, payroll and HR compliance, digital wallets, new hire reporting, and new business registration; Providing temporary use of online non-downloadable application programming interface (API) software for building payroll products featuring related services in the nature of automated direct deposit, tax forms, tax calculation, filing and remittance in the fields of worker's compensation, benefits, health insurance, earned wage access, PEO, pay cards, wage and hour software, time-tracking, payroll and HR compliance, digital wallets, new hire reporting, and new business registration