Computer software for use by merchants to process payment transactions made by check, credit, debit or stored value card over a global computer network; multi-functional combination electronic payment terminal comprising a document printer, optical check reader, card reader for credit cards and payment transaction storage device in the nature of computer memory hardware for use in the approval and processing of check, credit, debit and stored value card payments; point-of-sale reader terminals for making contactless payments

Payment processing services, namely, electronic credit card and debit card transaction processing services; Credit card and cash payment card processing services; Credit card payment processing services; Credit card transaction processing services; Cash advance services for businesses and merchants; Equipment financing services; Factoring agency services; Financing and loan services

Providing temporary use of on-line, non-downloadable software for use by merchants to process payment transactions made by check, credit, debit or stored value card over a global computer network; providing temporary use of on-line non-downloadable software for use in analyzing credit and debit card expenditures and generating reports relating thereto; equipment leasing, namely, leasing of computer hardware and peripheral equipment for use in point of sale transactions; computer services, namely, designing and maintaining computer programs for others in the field of payment processing services, and in the fields of customer loyalty services and receivables management services, excluding mortgage lending and closing services; computer services, namely, designing computer networks for others in the fields of payment processing services, of customer loyalty services and of receivables management services; data encryption and data security services, namely, data encryption for providing security and anonymity for electronically transmitted payment transactions; web service solutions, namely, web site hosting services and design of web sites for others, namely, design of web sites for web based stores; website design and website maintenance services for financial institutions; consulting services in the field of computer-based information systems for businesses which utilize payment processing services, customer loyalty services and receivables management services; computer services, namely, implementing e-commerce web sites for others; providing temporary use of on-line non-downloadable software for providing access to an online interactive computer database which analyzes financial data for use in authorizing or declining check-related transactions; providing temporary use of on-line non-downloadable software for providing access to an online interactive computer database which analyzes data for use in authentication of users and payments in online financial transactions; providing temporary use of on-line non-downloadable software to the financial services industry for analyzing financial data used to authorize or decline consumer credit requests