Software as a services (SAAS) featuring software for businesses for providing real-time data on return of investment by providing key performance indicators (KPIs) and metrics to drive performance improvement and increase net profitability and identify successful areas and areas in need of improvement to optimize performance and profitability; SAAS featuring software for businesses for recording and analyzing real-time indicators relating to the employee performance against their goals; SAAS featuring software for businesses for and providing real-time data on payroll return of investment compared to the performance of employees and employee goals, earnings before interest, taxes, depreciation and amortization (EBITDA), valuation for private equity and capital investments and lending, and human resources interventions