Financial services, namely, providing, processing, verifying, and authenticating mobile payments, and contactless credit and debit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices, and providing secure commercial transactions and payment options using a mobile device at a point of sale; banking services; monetary, financial and digital wallet banking services through financial transactions by means of digital and electronic vehicles, namely, credit and debit card authorization, transaction and payment processing services, securities deposit services, electronic transfer of funds, payment and funds verifications services, funds investment, financial transaction services, namely, providing secure commercial transactions and payment options and financial investment brokerage; online monetary, financial and digital wallet banking services accessible by means of a mobile banking app, namely, credit and debit card authorization, transaction and payment processing services, securities deposit services, electronic transfer of funds, payment and funds verifications services, funds investment, financial transaction services, namely, providing secure commercial transactions and payment options and financial investment brokerage; financial services, namely, providing electronic processing of payments and transfers of money among user accounts