Software as a service (SAAS) services featuring software for a healthcare marketplace, facilitating consumer-driven searches, cost comparisons, and quality assessments for health providers, labs, and prescription options; Software as a service (SAAS) services featuring software for streamlined consumer appointment bookings with healthcare providers; Software as a service (SAAS) services featuring software for consumers to effectively compare and contrast cost, quality and availability for different pharmacies, labs and imaging center for their healthcare needs; Software as a service (SAAS) services featuring software for consumers to provide reviews and ratings of health providers, as well as engage in a dedicated forum for healthcare discussions; Software as a service (SAAS) services featuring software for consumers to request for good faith estimate and advanced explanation of benefits from providers and payer, and for providers and payer to submit and respond to those requests; Software as a service (SAAS) services featuring software for giving financial assistance to patients through installment payments, loans and purchase protection programs; Software as a service (SAAS) services featuring software for protecting consumers from their out of pocket costs by reviewing their medical bills and by providing patient advocacy services; Software as a service (SAAS) services featuring software for collecting payments on the platform on behalf of healthcare providers and suppliers; Software as a service (SAAS) services featuring software for matching patients with similar healthcare needs together and facilitate their treatment