Non-downloadable software for providing online bank account information services directed to businesses, namely, providing online non-downloadable software and cloud-based software that allows customers to access bank account information, manage bank accounts, and transact bank business; non-downloadable software and cloud-based software for providing banking services for businesses, namely, providing online non-downloadable software that allows customers to access bank account information, manage bank accounts, and transact bank business; providing businesses access to banking services and online banking through subscription based programs and cloud-based software and software as a service (SAAS) for facilitation of banking services and online banking, cloud-based software and software as a service (SAAS) featuring software in the fields of know your client (KYC) services and know your business (KYB) services; cloud-based software and software as a service (SAAS) services featuring software to facilitate access to debit and credit card management; providing integration of application programming interfaces (APIs) between financial institutions, banks, and distributors of financial services