Processing and transmitting electronic payments; Providing temporary use of on-line non-downloadable software and applications for use in processing and transmitting electronic financial transactions; Providing temporary use of on-line non-downloadable software and applications for use in accommodating multiple types of payment and debt transactions; Providing temporary use of on-line non-downloadable software and applications for use in facilitating, processing, and transmitting financial transactions through electronic means via wireless networks, global computer networks and mobile telecommunication devices; Providing temporary use of on-line non-downloadable software and applications for use in processing of electronic funds transfers and payments made via ACH, credit card, debit card, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Providing temporary use of on-line non-downloadable software and applications providing an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Providing a website featuring resources, namely, non-downloadable software for use in processing and transmitting electronic payments