Advertising services; Business administration services; On-line retail department store services; Advertising, promotion and marketing services based on consumer and business credit reports and scores of others

Insurance administration; Insurance and financial information and consultancy services; Financing services; Credit and cash card payment processing services; Issuance of credit including credit cards; Credit card authorization services; Credit card transaction processing services; enabling consumers and businesses to establish and strengthen credit by using products and services from third party companies; enabling consumers to build wealth by using products and services from third party companies; credit counseling services; issuing of credit cards and credit including BNPL; financial services, namely, wealth management services; financial credit scoring services