Financial services, namely, on-line cash accounts, banking and providing pre-paid methods of payments and monetary credit for others; monetary affairs, namely services relating to the transfer of funds and providing methods for payment including providing pre-paid methods of payment and monetary credit for others; electronic foreign currency payment processing; foreign currency exchange; electronic money transfer of foreign currency; Checking and savings account services for foreign currency accounts; electronic transfer money services; financial transactions, namely, effectuating the transfer of funds and banking services and facilitating transactions involving electronically stored monetary value; the provision of information and advice relating to the aforesaid