Downloadable computer software for use in connection with an application programming interface for saving and updating cardholders' payment cards on payment sites for bill pay or purchasing; downloadable computer software for providing users the ability to manage online account information and payment cards on file at those accounts; downloadable computer software for use with maintaining and securing online account information and providing safer and faster access to online accounts; downloadable computer software for managing ongoing subscription and membership accounts

Providing online, non-downloadable computer software for use in connection with an application programming interface for saving and updating cardholders' payment cards on payment sites for bill pay or purchasing; providing online, non-downloadable computer software for providing users the ability to manage online account information and payment cards on file at those accounts; providing online, non-downloadable computer software for use with maintaining and securing online account information and providing safer and faster access to online accounts; platform as a service (PaaS) featuring software platforms provided to others for providing backend computer services and application programming interfaces (APIs) for the banking industry; application service provider featuring software provided to others for enabling banking applications; application service provider featuring application programming interface (API) software for banking applications, namely, API software for providing backend banking functionality; Software as a service (SaaS) services featuring software for the banking industry, namely, software for user onboarding, financial account setup and management, payment processing, credit card issuance, and system management; providing temporary use of online, non-downloadable software for managing ongoing subscription and membership accounts