Downloadable software in the nature of a mobile application to allow users having ties to the Indian sub-continent to search, identify, share and redeem loyalty points and reward offers, offer bill payment services and provide loans based on credit scores; magnetically encoded debit and credit cards for customers having ties to the Indian sub-continent; downloadable software for the benefit of customers having ties to the Indian sub-continent for mobile phones, tablets, handheld computers and mobile devices, namely, software for conducting financial transactions and transferring money; downloadable software for the benefit of customers having ties to the Indian sub-continent for processing electronic funds transfers and payments made via credit card, debit card, ACH bank transfer and electronic check; downloadable software for the benefit of customers having ties to the Indian sub-continent to facilitate electronic, mobile and online payments; downloadable software for processing electronic payments and for transferring funds to and from others; magnetically encoded debit cards for customers having ties to the Indian sub-continent

Debit cards without magnetic coding, credit cards without magnetic coding, processing of signature debit electronic transactions, issuing prepaid debit cards

Promoting the goods and services of others by means of a loyalty rewards card scheme for the benefit of customers having ties to the Indian sub-continent; promoting the sale of credit card accounts to customers having ties to the Indian sub-continent through the administration of incentive award programs; incentive award programs for the benefit of customers having ties to the Indian sub-continent to promote the sale of products and services of others; providing incentive award programs for the benefit of customers having ties to the Indian sub-continent through issuance and processing of loyalty points for purchase of a company's goods and services; business administration of user loyalty programs for the benefit of customers having ties to the Indian sub-continent featuring discounts and rebates for the services of others; providing incentive award programs through issuance and processing of points for the purchase of goods and services of others; promoting the sale of goods of others for the benefit of customers having ties to the Indian sub-continent through electronic promotions and discounts; business administration of consumer loyalty programs for the benefit of customers having ties to the Indian sub-continent

Financial services, namely, credit and debit card services in the nature of credit card and debit card transaction processing services for customers having ties to the Indian sub-continent; loyalty program payment processing services for customers having ties to the Indian sub-continent; electronic funds transfer by telecommunications, electronic transfer of funds currency transfer services for customers having ties to the Indian sub-continent; bill payment services provided via a mobile application or website for customers having ties to the Indian sub-continent; providing personal loans and lines of credit for customers having ties to the Indian sub-continent

Software as a service services featuring software for financial management for customers having ties to the Indian sub-continent, namely, to facilitate financial control, auditing, and to allow communication between users; software as a service services for the benefit of customers having ties to the Indian sub-continent featuring software conducting financial transactions and transferring money; software as a service services for the benefit of customers having ties to the Indian sub-continent featuring software for processing electronic funds transfers and payments made via credit card, debit card, and electronic check; software as a service services for the benefit of customers having ties to the Indian sub-continent featuring software facilitating electronic, mobile and online payments for the benefit of customers having ties to the Indian sub-continent; software as a service for the benefit of customers having ties to the Indian sub-continent featuring software for processing electronic payments and for transferring funds to and from others; software as a service for the benefit of customers having ties to the Indian sub-continent featuring software for payment of bills