Electronic financial trading services; financial trading; vehicle financing; brokerage of purchase payment; processing of financial transactions; hire-purchase financing; automated payment services; e-wallet payment services; transaction authentication and verification services; financing services; money payment services; issuance of membership credit card; brokerage of mobile payment; issuance of mobile discount coupon in the nature of tokens of value; issuance electronic coupons in the nature of tokens of value via smart phones; credit card transaction processing services; processing of payment transactions via the Internet; issuance of electronic gift certificates which may then be redeemed for goods or services; electronic payment for others; providing financial information by electronic means; automated payment services for in-vehicle; mobile and Internet payment services for in-vehicle; mobile payment services; payment services provided via wireless telecommunications apparatus and devices; member and discount card services in the field of financing; card services in the field of financing for the accumulation of points and mileage; issuance of membership credit cards; providing financial information related to the integration and analysis of account information between vehicles and customers, and transaction information collected through in-vehicle simple payments; transaction and verification services for in-vehicle; processing of credit card transactions; processing of payment transactions via the Internet